The method by which DESIRE for riches can be transmuted into its financial equivalent， consists ofsix definite， practical steps， viz：
First. Fix in your mind the exact amount of moneyyou desire. It is not sufficient merely to say “I wantplenty of money.” Be definite as to the amount.
（There is a psychological reason for definitenesswhich will be described in a subsequent chapter）.
Second. Determine exactly what you intend to
give in return for the money you desire. （There is nosuch reality as “something for nothing.）Third. Establish a definite date when you intend topossess the money you desire.
Fourth. Create a definite plan for carrying out yourdesire， and begin at once， whether you are ready ornot， to put this plan into action.
Fifth. Write out a clear， concise statement of theamount of money you intend to acquire， name thetime limit for its acquisition， state what you intendto give in return for the money， and describe clearlythe plan through which you intend to accumulate it.
Sixth. Read your written statement aloud， twicedaily， once just before retiring at night， and onceafter arising in the morning. AS YOU READ—SEEAND FEEL AND BELIEVE YOURSELF ALREADY INPOSSESSION OF THE MONEY.
It is important that you follow the instructionsdescribed in these six steps. It is especially importantthat you observe， and follow the instructions inthe sixth paragraph. You may complain that it isimpossible for you to “see yourself in possession ofmoney” before you actually have it. Here is wherea BURNING DESIRE will come to your aid. If youtruly DESIRE money so keenly that your desire is anobsession， you will have no difficulty in convincingyourself that you will acquire it. The object is towant money， and to become so determined to have itthat you CONVINCE yourself you will have it.
Only those who become “money conscious” everaccumulate great riches. “Money consciousness”
means that the mind has become so thoroughly saturated with the DESIRE for money， that one cansee one’s self already in possession of it.
To the uninitiated， who has not been schooled inthe working principles of the human mind， theseinstructions may appear impractical. It may behelpful， to all who fail to recognize the soundnessof the six steps， to know that the information theyconvey， was received from Andrew Carnegie， whobegan as an ordinary laborer in the steel mills， butmanaged， despite his humble beginning， to makethese principles yield him a fortune of considerablymore than one hundred million dollars.
It may be of further help to know that the sixsteps here recommended were carefully scrutinizedby the late Thomas A. Edison， who placed hisstamp of approval upon them as being， not only thesteps essential for the accumulation of money， butnecessary for the attainment of any definite goal.
The steps call for no “hard labor.” They call forno sacrifice. They do not require one to becomeridiculous， or credulous. To apply them calls forno great amount of education. But the successfulapplication of these six steps does call for sufficientimagination to enable one to see， and to understand，that accumulation of money cannot be left to chance，good fortune， and luck. One must realize that all whohave accumulated great fortunes， first did a certainamount of dreaming， hoping， wishing， DESIRING，and PLANNING before they acquired money.
You may as well know， right here， that you cannever have riches in great quantities， UNLESS youcan work yourself into a white heat of DESIRE formoney， and actually BELIEVE you will possess it.
You may as well know， also that every great
leader， from the dawn of civilization down to thepresent， was a dreamer. Christianity is the greatestpotential power in the world today， because itsfounder was an intense dreamer who had the visionand the imagination to see realities in their mentaland spiritual form before they had been transmutedinto physical form.
If you do not see great riches in your imagination，you will never see them in your bank balance.
Never， in the history of America has there beenso great an opportunity for practical dreamers asnow exists. The six year economic collapse hasreduced all men， substantially， to the same level.
A new race is about to be run. The stakes representhuge fortunes which will be accumulated within thenext ten years. The rules of the race have changed，because we now live in a CHANGED WORLD thatdefinitely favors the masses， those who had butlittle or no opportunity to win under the conditionsexisting during the depression， when fear paralyzedgrowth and development.
We who are in this race for riches， should beencouraged to know that this changed world inwhich we live is demanding new ideas， new waysof doing things， new leaders， new inventions， newmethods of teaching， new methods of marketing，new books， new literature， new features for theradio， new ideas for moving pictures. Back of allthis demand for new and better things， there is onequality which one must possess to win， and that isDEFINITENESS OF PURPOSE， the knowledge of whatone wants， and a burning DESIRE to possess it.
The business depression marked the death of oneage， and the birth of another. This changed worldrequires practical dreamers who can， and will puttheir dreams into action. The practical dreamershave always been， and always will be the patternmakersof civilization.
We who desire to accumulate riches， should remember the real leaders of the world always havebeen men who harnessed， and put into practicaluse， the intangible， unseen forces of unbornopportunity， and have converted those forces， [orimpulses of thought]， into sky-scrapers， cities，factories， airplanes， automobiles， and every form ofconvenience that makes life more pleasant.