Unit1银行
情境1 开/关账户
简易版
I'd like to open a saving account.我要开个储蓄账户。
Can you tell me what are the steps involved？请问都需要哪些步骤？
Can you tell me what I am supposed to do？请问您能告诉我该怎么做吗？
Can you tell me how to go about it？请问这个要怎么处理？
升级版
I would like to open an account during my stay here.
在此期间我想开个银行账户。
I would like to open a checking account.
我要开个活期存款账户。
I would like to deduct some money from my account.
我要从账户取钱。
I would like to subtract some money from my account.
我想从账户取钱。
Can you tell me how to do it？
请问这个怎么做？
How do I go about it？
请问这个要怎么处理？
Can you tell me how it is done？
你能告诉我这是怎么算的吗？
情境2 贷款及汇款
简易版
I was wondering if I could ask you some questions about a loan I want to make.
关于贷款我有一些问题要问。
What's the possibility of my getting a loan
我能得到贷款的几率有多大？
I would like to make a remittance to Japan.
我想汇款去日本。
About how many days will it take to transfer the amount？
转账大概需要多少天能到账？
升级版
Do I have to offer something as security？
我必须得提供某些东西作为抵押吗？
Could you answer some questions for me about a loan I'd like to make？您能回答我几个关于贷款的问题吗？
Could you help me answer some questions I have about a loan I want to make？
您能回答我几个关于贷款的问题吗？
Do you mind answering some questions for me about a loan I would like to make？
你介意回答几个关于贷款的问题吗？
I have some questions about a loan I want to make.
关于贷款我有一些问题要问。
Can you tell me some things about a loan I'd like to make？
关于贷款我有一些问题要问。
I would like to transfer the amount to my account in City Bank，NY，USA.
我想转一笔钱进我在美国纽约花旗银行的账户里。
情境3 兑换
简易版
I want to break up a bill.我想破一张整钱。
I need my money in smaller denominations.我需要面额小一点的货币。
I want to have a bill changed to smaller bills.
我要把一张整钱破成小额纸币。
I'd like to have it in fives and tens.我只想要面额5元和10元的。
Where can I change some money？请问哪儿能换外币？
Can you exchange foreign currency？
你们这儿能换外币吗？
I would like to exchange US dollars to Euros.
我想把美元换成欧元。
What's the exchange rate today？
今天的汇率是多少？
How many pound for one hundred thousand US dollars？
10万美元能换多少英镑？
I want three hundred dollars.
我想要300美元。
升级版
I want a bill broken down to smaller bills.
我想把一张整钱破成小额纸币。
I just want to have a hundred dollar bill broken up.
我只想破开100美元的纸币。
I want some small change money.
我想要些小面额的零钱。
That comes out to one hundred dollars.And please give me the rest in
small change.
算出来是100美元。剩下的请给我换成小额零钱。
I would like thirty ten-dollar bills，twenty five-dollar bills，and fifty one-dollar bills.
我想换30张10美元、20张5美元、50张1美元面额的纸币。
Please change this back into dollars.
请把这些钱换成美元。
Please change on hundred dollars.
请帮我换成百元美钞。
Could you exchange ten thousand Australian dollars to US dollars？
你能帮我把1万澳币换成美元吗？
情境4 其它
简易版
I would like to cash a traveler's check.我想兑一张旅行支票。
How late is the Bank of China open？中国银行几点开始营业？
升级版
I'm going to open up business connection with the Bright Co.，here.Could
you do a credit search for me？
我要跟这里的光明公司开展业务联系。您能帮我查查该公司的信用吗？
Where is the Chicago Office of the Bank of America？
美国银行芝加哥分行办公室在哪儿？
I"ve lost my traveler's checks.Can I have them reissued？
我的旅行支票丢了。能给我重新发几张吗？
偶像剧场Role-Play
偶像剧里非常烂的一个桥段，就是男生的母亲找到女主角，丢出一张银行卡说这里有几百万，说你是个好女孩儿，肯定能找到比我儿子更好的男人，然后姑娘义正言辞地拒绝起身离开，走出咖啡厅在雨中狂奔。每每至此我就忍不住掐大腿大骂，光给卡不说密码有啥用啊，虽然情节烂熟，但用英语在银行办理业务，您就不一定灵光了。
来一起学习一下用英语开户吧！
Wang I would like to open an account.
我要开立一个账户。
Clerk A deposit account or a current account？
没有支票的存款账户还是有支票的活期存款账户？
Wang Err，I am not sure.You see，I have monthly remittances sent to me from China and I would like to have the money paid into an account.
哦，我也拿不定主意。你知道，中国每个月有汇款寄给我，我要把它存入账户。
Clerk Then you'd better open a current account.The bank will give you a cheque book and you can take money out when you like.
那么你还是开立一个有支票的活期存款账户为好。银行将给你一本支票簿，你随时可以取出存款。
Wang Fine.What do I have to do？
好的，我该办些什么手续呢？
Clerk Just fill in this form.Do you have any means of identification on you？
只要填一下这张表格。你是否带有身份证明文件？
Wang Will my passport do？
我的护照可以吗？
Clerk Sure.
当然可以。
银行相关词汇
精彩单词便利贴
account number账目编号
depositor存户
pay-in slip存款单
a deposit form存款单
a banding machine自动存取机
to deposit存款
savings deposit活期储蓄存款
current passbook deposit
活期存折存款
current check deposit
活期支票存款
time-demand optional deposit
定活两便存款
debit card deposit借记卡存款
notice deposit通知存款
deposit receipt存款收据
private deposits私人存款
certificate of deposit存单
deposit book，passbook存折
credit card信用卡
principal本金
overdraft，overdraw透支
to counter sign双签
to endorse背书
endorser背书人
to cash兑现
to honor a cheque兑付
to dishonor a cheque拒付
to suspend payment止付
cheque，check支票
cheque book支票本
order cheque记名支票
bearer cheque不记名支票
crossed cheque横线支票
blank cheque空白支票
rubber cheque空头支票
cheque stub，counterfoil？票根
cash cheque现金支票
travelers'cheque旅行支票
cheque for transfer转账支票
outstanding cheque未付支票
canceled cheque已付支票
forged cheque伪支票
bandar's note庄票，银票
banker银行家
president 行长
savings bank储蓄银行
Chase Bank大通银行
National City Bank of New
York花旗银行
Hong Kong Shanghai Banking
Corporation汇丰银行
Standard Chartered Bank
渣打银行
central bank ，national bank，banker's bank中央银行
bank of issue，bank of circulation发行币银行
commercial bank
商业银行，储蓄信贷银行
member bank，credit bank
储蓄信贷银行
discount bank贴现银行
exchange bank汇兑银行
requesting bank委托开证银行
issuing bank，opening bank
开证银行
advising bank，notifying bank
通知银行
negotiation bank议付银行
confirming bank保兑银行
paying bank付款银行
associate banker of collection
代收银行
consigned banker of collection
委托银行
clearing bank清算银行
local bank本地银行
domestic bank国内银行
overseas bank国外银行
unincorporated bank钱庄
branch bank银行分行
trustee savings bank
信托储蓄银行
trust company信托公司
financial trust金融信托公司
unit trust信托投资公司
trust institution银行的信托部
credit department银行的信用部
commercial credit
company(discount company)
商业信贷公司（贴现公司）
neighborhood savings bank，bank
of deposit街道储蓄所
credit union合作银行
credit bureau商业兴信所
self-service bank无人银行
land bank土地银行
China Construction Bank
中国建设银行
Industrial and Commercial Bank
of China？中国工商银行
Communications Bank of China
交通银行
mutual savings bank
互助储蓄银行
post office savings bank
邮局储蓄银行
mortgage bank，building
society抵押银行
industrial bank实业银行
home loan bank家宅贷款银行
reserve bank准备银行