Those were less expensive times than our own, and provincial life was comparatively modest; but the ease with which a medical man who had lately bought a practice, who thought that he was obliged to keep two horses, whose table was supplied without stint, and who paid an insurance on his life and a high rent for house and garden, might find his expenses doubling his receipts, can be conceived by any one who does not think these details beneath his consideration.
Rosamond, accustomed from her to an extravagant household, thought that good housekeeping consisted simply in ordering the best of everything--nothing else "answered;" and Lydgate supposed that "if things were done at all, they must be done properly"--he did not see how they were to live otherwise. If each head of household expenditure had been mentioned to him beforehand, he would have probably observed that "it could hardly come to much,"and if any one had suggested a saving on a particular article--for example, the substitution of cheap fish for dear--it would have appeared to him simply a penny-wise, mean notion.
Rosamond, even without such an occasion as Captain Lydgate's visit, was fond of giving invitations, and Lydgate, though he often thought the guests tiresome, did not interfere. This sociability seemed a necessary part of professional prudence, and the entertainment must be suitable. It is true Lydgate was constantly visiting the homes of the poor and adjusting his prescriptions of diet to their small means; but, dear me! has it not by this time ceased to be remarkable--is it not rather that we expect in men, that they should have numerous strands of experience lying side by side and never compare them with each other? Expenditure--like ugliness and errors--becomes a totally new thing when we attach our own personality to it, and measure it by that wide difference which is manifest (in our own sensations) between ourselves and others.
Lydgate believed himself to be careless about his dress, and he despised a man who calculated the effects of his costume; it seemed to him only a matter of course that he had abundance of fresh garments--such things were naturally ordered in sheaves. It must be remembered that he had never hitherto felt the check of importunate debt, and he walked by habit, not by self-criticism. But the check had come.
Its novelty made it the more irritating. He was amazed, disgusted that conditions so foreign to all his purposes, so hatefully disconnected with the objects he cared to occupy himself with, should have lain in ambush and clutched him when he was unaware.
And there was not only the actual debt; there was the certainty that in his present position he must go on deepening it.
Two furnishing tradesmen at Brassing, whose bills had been incurred before his marriage, and whom uncalculated current expenses had ever since prevented him from paying, had repeatedly sent him unpleasant letters which had forced themselves on his attention.
This could hardly have been more galling to any disposition than to Lydgate's, with his intense pride--his dislike of asking a favor or being under an obligation to any one. He had scorned even to form conjectures about Mr. Vincy's intentions on money matters, and nothing but extremity could have induced him to apply to his father-in-law, even if he had not been made aware in various indirect ways since his marriage that Mr. Vincy's own affairs were not flourishing, and that the expectation of help from him would be resented.
Some men easily trust in the readiness of friends; it had never in the former part of his life occurred to Lydgate that he should need to do so: he had never thought what borrowing would be to him;but now that the idea had entered his mind, he felt that he would rather incur any other hardship. In the mean time he had no money or prospects of money; and his practice was not getting more lucrative.
No wonder that Lydgate had been unable to suppress all signs of inward trouble during the last few months, and now that Rosamond was regaining brilliant health, he meditated taking her entirely into confidence on his difficulties. New conversance with tradesmen's bills had forced his reasoning into a new channel of comparison: he had begun to consider from a new point of view what was necessary and unnecessary in goods ordered, and to see that there must be some change of habits. How could such a change be made without Rosamond's concurrence? The immediate occasion of opening the disagreeable fact to her was forced upon him.
Having no money, and having privately sought advice as to what security could possibly be given by a man in his position, Lydgate had offered the one good security in his power to the less peremptory creditor, who was a silversmith and jeweller, and who consented to take on himself the upholsterer's credit also, accepting interest for a given term.
The security necessary was a bill of sale on the furniture of his house, which might make a creditor easy for a reasonable time about a debt amounting to less than four hundred pounds; and the silversmith, Mr. Dover, was willing to reduce it by taking back a portion of the plate and any other article which was as good as new.
"Any other article" was a phrase delicately implying jewellery, and more particularly some purple amethysts costing thirty pounds, which Lydgate had bought as a bridal present.
Opinions may be divided as to his wisdom in ****** this present:
some may think that it was a graceful attention to be expected from a man like Lydgate, and that the fault of any troublesome consequences lay in the pinched narrowness of provincial life at that time, which offered no conveniences for professional people whose fortune was not proportioned to their tastes; also, in Lydgate's ridiculous fastidiousness about asking his friends for money.